Indiana

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Lafayette, Indiana CD Rates – 18-Month

You are viewing rates from banks across Lafayette





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Lafayette, Indiana . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Lafayette, IN - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$100,000

20.29

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0.50%

$100,000

2.44

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0.50%

$10,000

12.92

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0.45%

$10,000

2.44

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0.35%

$10,000

20.29

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0.30%

$10,000

20.89

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0.30%

$10,000

3.30

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

20.89

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0.25%

$10,000

13.45

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0.20%

$1,000

20.74

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.10%

$10,000

3.90

Learn More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lafayette, IN - August 2, 2025


Branch Street City State
Wells Fargo Bank, National Association
Monticello North Branch
1000 N Main St Monticello IN
JPMorgan Chase Bank, National Association
Wabash Village Branch
309 Sagamore Parkway West West Lafayette IN
Centier Bank
West Lafayette Meijer Branch
2636 U.S. 52 West Lafayette IN
The Huntington National Bank
Westminster West Lafayette Retiremen Branch
2741 North Salisbury Street West Lafayette IN
Alliance Bank
Oxford Branch
100 South Justus Street Oxford IN
Kentland Bank
Lafayette Branch
3803 South Street Lafayette IN
The Farmers Bank, Frankfort, Indiana
Mulberry Branch
145 East Jackson Street Mulberry IN
Kentland Bank
Lafayette Branch
3803 South Street Lafayette IN
Alliance Bank
Oxford Branch
100 South Justus Street Oxford IN
Horizon Bank
Attica Branch
2 South Perry Street Attica IN
Security Federal Savings Bank
Lafayette Office Branch
3920 Mccarty Lane Lafayette IN
1st Source Bank
North 4th Street Branch
401 North 4th Street Lafayette IN
Horizon Bank
Attica Branch
2 South Perry Street Attica IN
The Farmers and Merchants Bank
Otterbein Branch
U.S. 52 And Maddox Road Otterbein IN
The Fountain Trust Company
Attica Branch
427 E Main St Attica IN
Old National Bank
West Lafayette Branch
3503 Paramount Drive West Lafayette IN
First Financial Bank
Lafayette Concord Road Branch
3490 Concord Road Lafayette IN
Regions Bank
Sagamore West Branch
2496 Sycamore Lane West Lafayette IN
Regions Bank
Sagamore West Branch
2496 Sycamore Lane West Lafayette IN
Fifth Third Bank, National Association
University Square Branch
500 West Sagamore Parkway, Suite 1-E West Lafayette IN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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